Banking and Finance - Siva Law Associates

Banking & Finance Law Issues:

Regulatory Compliance & Banking
Loan Defaults & Debt Recovery
Financial Fraud & Securities Violations
Insolvency & Restructuring
Insurance & Reinsurance Claims
Securitization & Asset Finance Disputes

About Banking & Finance Law:

Banking and finance law regulates financial institutions, transactions, and compliance in India, ensuring that domestic and international entities adhere to financial regulations and consumer protection laws. It covers banking operations, asset financing, financial restructuring, and regulatory compliance under various legislations, including the Banking Regulation Act, 1949, and FEMA guidelines.
At Siva Law Associates, we provide structured and legally compliant financial legal services, advising banks, non-banking financial companies (NBFCs), corporations, and individuals on banking laws, foreign exchange regulations, investment compliance, and asset finance disputes.
Our firm represents clients in banking litigation, debt recovery matters, and financial dispute resolution, ensuring compliance with RBI notifications, financial regulations, and international banking laws.

Know Your Rights

Individuals and businesses dealing with banking, finance, and regulatory matters have legal rights that ensure transparency, compliance, and fair financial practices. These include:
• Right to Fair Banking Practices – Financial institutions must adhere to RBI regulations and provide transparent financial services.
• Right to Challenge Loan Defaults & Debt Recovery – Borrowers can seek legal remedies under banking laws and insolvency codes.
• Right to Financial Privacy & Data Protection – Banks and NBFCs must comply with privacy regulations under financial data laws.
• Right to Regulatory Compliance in Financial Transactions – Businesses and investors must adhere to RBI and FEMA guidelines while conducting transactions.
• Right to Dispute Financial Fraud & Securities Violations – Consumers and businesses can challenge fraudulent financial transactions under banking and securities laws.
Understanding these rights ensures that individuals and businesses navigate financial disputes with clarity and legal protection under Indian banking and finance laws.

Banking & Financial Litigation

Representing clients in debt recovery cases, banking disputes, and regulatory litigation.
Handling legal matters related to DRT, ADRT, and securitization disputes.
Assisting financial institutions in loan settlements, mortgage enforcement, and credit security cases.

Corporate Finance & Regulatory Compliance

Advising on corporate financial structuring, compliance with RBI notifications, and FEMA regulations.
Assisting in foreign investment structuring, mergers & acquisitions, and joint venture financing.
Ensuring regulatory approvals for banking and investment companies.

Asset Finance & Loan Dispute Resolution

Advising on securitization laws, pledge agreements, mortgage disputes, and lien agreements.
Handling disputes related to loan defaults, financial restructuring, and asset recovery.
Representing clients in cases involving dishonor of cheques, guarantees, and debentures.

Insurance & Financial Institution Disputes

Providing legal guidance on insurance claims, reinsurance settlements, and financial liability issues.
Representing clients in policy disputes, bad faith claims, and insurance litigation.
Ensuring compliance with insurance laws and financial institutional regulations.